14 Spindles Path, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 14 Spindles Path, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Nov 2018)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0017 B:0081 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0017 B:0081 L:000`
Alternative APN	`2870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,208 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2870
Street Address	14 SPINDLES PATH
City	OAK BLUFFS
State	MA
Zip	02557-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	81
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3010
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2454, OAK BLUFFS, MA 02557-2454
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Nov 15, 2018	Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	May 14, 1999 · Amount on Record
Deed Document Number	20186537
Deed Book / Page	1481 / 547
Transfer Doc	001481-547
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	14 SPINDLES PATH, OAK BLUFFS, MA 02557-7234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001688-175
Date	Aug 28, 2024
Book Page	1688/175
Instrument	4009

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2034

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Nov 15, 2018
Property Address	14 SPINDLES PATH, OAK BLUFFS, MA 02557-7234
Document Number	1481-547
Book / Page	001481 / 000547
Instrument Date	Nov 14, 2018
Instrument	6537
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,078.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2950 OAK BLUFFS MA 025572950, OAK BLUFFS, MA 02557-2950

Mortgage

Document Number	1481-549
Date	Nov 15, 2018
Book Page	001481/000549
Instrument	6538

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,565.00 (-2.09%)	$1,101,900 (+1.38%) Land $485,700 Building $616,200	$1,226,322
2024	$5,684.00 (+3.8%)	$1,086,900 (+4.8%) Land $441,400 Building $645,500
2023	$5,476.00	$1,037,100 Land $428,900 Building $608,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Spindles Path

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures