14 Spindle Tree Ln, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 14 Spindle Tree Ln, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1996
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Tax Bill	$12,216 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:72 B:0006`

Property Details

APN / Parcel Number

Primary APN	`AMES M:72 B:0006`
Alternative APN	`4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	974 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,813 sqft (1.97 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 SPINDLE TREE LN
City	AMESBURY
State	MA
Zip	01913-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	POND HILL
Legal Block	6
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	4
Census Block	4005
Census Tract	266100

Owner

14 Spindle Tree Ln is owned and occupied by an individual who acquired it in May 2010.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Apr 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Jun 20, 2018	Quit Claim Deed, Transfer PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2010
Deed Sale	May 13, 2010
Prior Sale	Jun 29, 2006 · Amount on File
Deed Book / Page	29458 / 125
Transfer Doc	36803-45
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40372-488
Date	Oct 13, 2021
Book Page	40372/488
Instrument	20211013000690

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37967-544
Date	Oct 25, 2019
Book Page	37967/544
Instrument	20191025004380

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37440-1
Date	Apr 12, 2019
Book Page	37440/1
Instrument	20190412005560

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39304-254
Date	Dec 16, 2020
Book Page	39304/254
Instrument	20201216003890

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2047

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Jun 20, 2018
Property Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106
Document Number	36803-45
Book / Page	36803 / 45
Instrument	180620004180
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$84.64
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SPINDLE TREE LN, AMESBURY, MA 01913-2106

Mortgage

Document Number	36803-47
Date	Jun 20, 2018
Book Page	36803/47
Instrument	419

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14 Spindle Tree Ln was $12,216, up 2.5% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,216.00 (+2.46%)	$811,700 (+4.16%) Land $321,500 Building $490,200	$860,339 (+18.2%)
2025	$11,923.00 (+4.72%)	$779,300 (+7.05%) Land $311,900 Building $467,400	$727,890
2024	$11,386.00 (+9.32%)	$728,000 (+14.21%) Land $294,700 Building $433,300
2023	$10,415.00	$637,400 Land $256,400 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Spindle Tree Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Spindle Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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