Essex County and Methuen City property record for 14 Spencer St, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,099 sqft · built 2010 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2010) |
| Tax Bill | $6,973 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 17655 |
| Primary APN | 17655 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 4,255 sqft |
| Basement Area | 1,028 sqft |
| Unfinished Basement | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17655 |
|---|---|
| Street Address | 14 SPENCER ST |
| City | METHUEN |
| State | MA |
| Zip | 01844-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Subdivision | PIEDMONT TERRACE SEC A |
| Legal Block | 132 |
| Legal Lot Number | 4A |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 252201 |
Source: Essex County and Methuen City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 SPENCER ST, METHUEN, MA 01844-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2010 · Amount on Record |
| Deed Sale | Aug 27, 2010 · Amount on Record |
| Deed Document Number | 201022236 |
| Deed Book / Page | 12162 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Jun 16, 2026 |
| Property Address | 14 SPENCER ST, METHUEN, MA 01844-1433 |
| Document Number | 0000009747 |
| Book / Page | 18609 / 39 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20269747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 SPENCER ST, METHUEN, MA 01844-1433 |
| Document Number | 0000009747, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 18609/39 |
| Instrument | 20269747 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 14 SPENCER ST, METHUEN, MA 01844-1433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 016990-259 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 16990/259 |
| Instrument | 20578 |
| Name | BLUESTONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,973.00 (+4.48%) | $670,500 (+6.29%) Land $221,800 Building $448,700 | $700,733 (+11.61%) |
| 2025 | $6,674.00 (+0.17%) | $630,800 (+2.82%) Land $213,100 Building $417,700 | $627,855 |
| 2024 | $6,663.00 (+5.23%) | $613,500 (+13.36%) Land $194,400 Building $419,100 | |
| 2023 | $6,332.00 | $541,200 Land $172,800 Building $368,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures