14 South St, Edmeston, NY 13335 Property Records

Otsego County and Edmeston Town property record for 14 South St, Edmeston, NY 13335

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$87,450 (Feb 2020)
Tax Bill	$1,122 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362800 108.17-1-38.00`

Property Details

APN / Parcel Number

Primary APN	`362800 108.17-1-38.00`
Alternative APNs	`280010801700010380000000` `044815`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,129 sqft
Upper Floors Area	368 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Width	75 ft Width
Garage Type	Mixed
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	044815
Street Address	14 SOUTH ST
City	EDMESTON
State	NY
Zip	13335-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Description	994 0 0
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	OTSEGO NY
Township / Civil Division	EDMESTON
Census Block Group	2
Census Block	2033
Census Tract	590401

Owner

14 South St is owned and occupied by an individual who bought it in February 2020.

Source: Otsego County and Edmeston Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14 SOUTH ST, EDMESTON, NY 13335-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Nov 14, 2011 · Amount on File
Deed Document Number	2020609
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	14 SOUTH ST, EDMESTON, NY 13335-1920
Document Number	0000000610
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10663 DAVIS RD WEST WINFIELD NY 134914307, WEST WINFIELD, NY 13491-4307

Mortgage

Document Number	0000000610
Date	Feb 5, 2020
Instrument	610

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	14 SOUTH ST, EDMESTON, NY 13335-1920
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10663 DAVIS RD WEST WINFIELD NY 134914307, WEST WINFIELD, NY 13491-4307

Mortgage

Document Number	610
Date	Feb 5, 2020
Instrument	610

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14 South St was $1,122, up 0.7% from the year before.

Source: Otsego County and Edmeston Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Edmeston Town
Unified School District	Edmeston Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,122.00 (+0.72%)
2025	$1,114.00	$67,000 Land $7,800 Building $59,200	$67,000 Land $7,800 Building $59,200
2023		$50,300 Land $5,900 Building $44,400	$122,117 Land $14,324 Building $107,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PATHFINDER VILLAGE private · serves 165 people · EPA ID NY3817904
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	EDMESTON WATER DISTRICT
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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