14 Sophia Dr, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 14 Sophia Dr, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,272 sqft · built 2007
Lot Size	0.103 acres (4,488 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,669 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-11A-0029L`

Property Details

APN / Parcel Number

Primary APN	`29-11A-0029L`
Alternative APN	`WORC M:29 B:11A L:0029L`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	636 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,488 sqft (0.103 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	29-11A-0029L
Street Address	14 SOPHIA DR
City	WORCESTER
State	MA
Zip	01607-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	11A
Legal Lot Number	29L
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2010
Census Tract	732901

Owner

14 Sophia Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 SOPHIA DR, WORCESTER, MA 01607-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 16, 2022	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 9, 2018	Quit Claim Deed, Transfer CENTRAL ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025
Deed Sale	Oct 15, 2025
Prior Sale	Nov 16, 2022 · Amount on File
Deed Book / Page	72676 / 235
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	072676-235
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 15, 2025
Property Address	14 SOPHIA DR, WORCESTER, MA 01607-1815
Document Number	072676-235
Book / Page	72676 / 235
Instrument Date	Oct 9, 2025
Instrument	88900
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 SOPHIA DR, WORCESTER, MA 01607-1815

Mortgage

Document Number	0000088901
Date	Oct 15, 2025
Instrument	88901

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 16, 2022
Property Address	14 SOPHIA DR, WORCESTER, MA 01607-1815
Document Number	068495-188
Book / Page	68495 / 188
Instrument Date	Nov 16, 2022
Instrument	123159
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 SOPHIA DR, WORCESTER, MA 01607-1815

Mortgage

Document Number	0000123164
Date	Nov 16, 2022
Instrument	123164

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 9, 2018
Property Address	14 SOPHIA DR, WORCESTER, MA 01607-1815
Document Number	58777-236
Book / Page	58777 / 236
Instrument	44286
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SOPHIA DR, WORCESTER, MA 01607-1815

Mortgage

Document Number	587770239
Date	May 9, 2018
Instrument	58777/0239

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Interest

Rate	4%
Max Rate At Change	60.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 14 Sophia Dr was $4,669, up 3.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,669.00 (+3.92%)	$351,600 (+3.23%) Land $95,200 Building $256,400	$407,374
2025	$4,493.00	$340,600 Land $90,700 Building $249,900
2023	$4,157.00	$289,900 Land $78,800 Building $211,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Sophia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Sophia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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