14 Smith Ln, Highlands, NC 28741 Property Records

Macon County property record for 14 Smith Ln, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,886 sqft · built 2005
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Aug 2009)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540470481`

Property Details

APN / Parcel Number

Primary APN	`7540470481`
Alternative APNs	`0540824` `117879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,886 sqft Heated Area
1st Floor Area	1,924 sqft
Upper Floors Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Rolling
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	117879
Street Address	14 SMITH LN
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE INN AT HALF MILE FARM
Legal Subdivision	THE INN AT HALF MILE FARM
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2052
Census Tract	970501

Owner

Source: Macon County records · APN 7540470481

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 PONCE DE LEON PL, DECATUR, GA 30030-5125
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust · Conventional Mortgage NEWREZ LLC
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2009 · Amount on Record
Deed Sale	Aug 28, 2009 · Amount on Record
Deed Document Number	20092008018129
Deed Book / Page	33 / 1015
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Apr 22, 2026
Property Address	14 SMITH LN, HIGHLANDS, NC 28741
Document Number	0000002452
Book / Page	44 / 2420
Instrument Date	Apr 20, 2026
Instrument	2026.2452
Record Updated	Apr 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PONCE DE LEON PL, DECATUR, GA 30030-5125

Mortgage

Document Number	0000002452,
Date	Apr 22, 2026
Book Page	44/2420
Instrument	2026.2452

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Apr 22, 2026
Property Address	14 SMITH LN, HIGHLANDS, NC 28741
Document Number	00I44/2420
Book / Page	44 / 2420
Instrument Date	Apr 20, 2026
Instrument	20262452
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PONCE DE LEON PL, DECATUR, GA 30030-5125

Mortgage

Document Number	0000002452,
Date	Apr 22, 2026
Book Page	44/2420
Instrument	20262452

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,383,800 (+41.61%) Land $163,660 Building $1,220,140	$1,383,800 (+41.61%) Land $163,660 Building $1,220,140
2025	$2,945.00 (-20.15%)	$977,220 (-21.1%) Land $163,660 Building $813,560	$977,220 (-21.1%) Land $163,660 Building $813,560
2023	$3,688.00	$1,238,610 Land $163,660 Building $1,074,950	$1,238,610 Land $163,660 Building $1,074,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Vyve Broadband	Cable	1,000 / 50

May also be available at this address: Hotwire Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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