Floyd County property record for 14 Smith Ln, Allen, KY 41601
| Property Type | Single Family Home |
|---|---|
| Details | 2,340 sqft · built 2005 |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Feb 2022) |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 062-00-00-046.04 |
| Primary APN | 062-00-00-046.04 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 16523 |
|---|---|
| Street Address | 14 SMITH LN |
| City | ALLEN |
| State | KY |
| Zip | 41601-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & RESIDENCE |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | MARTIN-ALLEN |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 920801 |
14 Smith Ln is owned and occupied by two individuals who bought it in February 2022.
Source: Floyd County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed, Transfer |
| Dec 4, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Jul 26, 2019 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 20221178759 |
| Deed Book / Page | 669 / 626 |
| Prior Transfer Date | Feb 4, 2005 |
| Prior Transfer Doc | 000510/332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Feb 2, 2022 |
| Property Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Document Number | 000669/626 |
| Book / Page | 669 / 626 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 1178759 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 SMITH LN, ALLEN, KY 41601-9440 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Dec 4, 2019 |
| Property Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Document Number | 000650/152 |
| Book / Page | 650 / 152 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Investor | Possibly a Property Investor |
| Document Number | 0000732646 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 732/646 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Dec 1, 2042 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Jul 26, 2019 |
| Property Address | 14 SMITH LN, ALLEN, KY 41601-9440 |
| Document Number | 000647/121 |
| Book / Page | 647 / 121 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
The 2025 property tax bill for 14 Smith Ln was $1,320.
Source: Floyd County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 | $110,000 Land $20,000 Building $90,000 | $110,000 Land $20,000 Building $90,000 |
| 2023 | $1,329.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Smith Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 17 (2009–2025) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Smith Ln is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures