14 Silva Ct, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 14 Silva Ct, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 4,370 sqft · built 1900
Lot Size	0.234 acres (10,173 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Oct 2021)
Tax Bill	$9,509 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0051 B:0024 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0051 B:0024 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Stories	3 Stories
Building Area	4,370 sqft Living Area
Gross Area	5,288 sqft
1st Floor Area	1,284 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,173 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 SILVA CT
City	GLOUCESTER
State	MA
Zip	01930-2958
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	24
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1000
Census Tract	221400

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SILVA CT, GLOUCESTER, MA 01930-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK
Jan 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	May 8, 1996 · Amount on Record
Deed Book / Page	40398 / 114
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 20, 2021
Property Address	14 SILVA CT, GLOUCESTER, MA 01930-2958
Document Number	040398-114
Book / Page	40398 / 114
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SILVA CT, GLOUCESTER, MA 01930-2958

Mortgage

Document Number	0040398117
Date	Oct 20, 2021
Instrument	40398/117

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2031
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 SILVA CT, GLOUCESTER, MA 01930-2958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37268-268
Date	Jan 11, 2019
Book Page	37268/268
Instrument	20190111000910

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,509.00 (+9.09%)	$1,021,400 (+13.89%) Land $211,100 Building $810,300	$861,013
2025	$8,717.00 (+10.62%)	$896,800 (+10.73%) Land $195,600 Building $701,200
2024	$7,880.00 (-10.99%)	$809,900 (-3.12%) Land $186,200 Building $623,700
2023	$8,853.00	$836,000 Land $166,300 Building $669,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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