14 Silas St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 14 Silas St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,624 sqft · built 1937
Lot Size0.147 acres (6,399 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Mar 2020)
Tax Bill$3,964 (2026)
Deeds & MortgagesJul 2026 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:10865 P:0003

Property Details

APN / Parcel Number

Primary APNSPRI S:10865 P:0003
Alternative APN
  • 108650003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,624 sqft Living Area
1st Floor Area866 sqft
Basement Area108 sqft
Unfinished Basement108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleCape Cod
Exterior MaterialWood Siding
Lot Area6,399 sqft (0.147 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number108650003
Street Address14 SILAS ST
CitySPRINGFIELD
StateMA
Zip01109-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract801402

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14 SILAS ST, SPRINGFIELD, MA 01109-2329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Nov 7, 2023Deed of Trust, Mortgage · VA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 30, 2020Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Prior SaleDec 15, 2005 · Amount on Record
Deed Document Number202016660
Deed Book / Page23149 / 229
Prior Transfer DateMar 25, 2020
Prior Transfer Doc23149-229
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateJul 28, 2026
Property Address14 SILAS ST, SPRINGFIELD, MA 01109-2329
Document Number0000035443
Book / Page26437 / 6
Instrument DateJul 6, 2026
Instrument202635443
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SILAS ST, SPRINGFIELD, MA 01109-2329

Mortgage

Document Number0000035443,
DateJul 28, 2026
Book Page26437/6
Instrument202635443
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term289 Months
DueAug 1, 2050
Interest
Rate6.48%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address14 SILAS ST, SPRINGFIELD, MA 01109-2329
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025219-36
DateNov 7, 2023
Book Page25219/36
Instrument52990
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term325 Months
DueDec 1, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMar 30, 2020
Property Address14 SILAS ST, SPRINGFIELD, MA 01109-2329
Document Number23149-229
Book / Page23149 / 229
Instrument DateMar 25, 2020
Instrument16660
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 FIRGLADE AVE, SPRINGFIELD, MA 01108-2503

Mortgage

Document Number16661
DateMar 30, 2020
Instrument16661
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,964.00 (-3.32%)$256,400 (-1.95%) Land $44,600 Building $211,800$290,778 (+4.36%)
2025$4,100.00 (+23.46%)$261,500 (+34.24%) Land $40,500 Building $221,000$278,635 (-3.58%)
2024$288,990
2023$3,321.00$194,800 Land $30,600 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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