14 Shipwright Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 14 Shipwright Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,958 sqft · built 1991
Lot Size	0.177 acres (7,697 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Jul 2019)
Tax Bill	$6,837 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02791033`

Property Details

APN / Parcel Number

Primary APN	`09-02791033`
Alternative APN	`02791033`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,250 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,697 sqft (0.177 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02791033
Street Address	14 SHIPWRIGHT CT
City	GAITHERSBURG
State	MD
Zip	20877-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SAYBROOKE 2
Legal Subdivision	SAYBROOKE
Legal Block	A
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	700720

Owner

14 Shipwright Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Jul 31, 2019	Grant Deed, Transfer · Conventional Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	May 9, 1996 · Amount on File
Deed Book / Page	57945 / 1
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0605040274
Date	Sep 15, 2020
Book Page	60504/274

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 31, 2019
Property Address	14 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Document Number	0579450001
Book / Page	057945 / 000001
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 SHIPWRIGHT CT GAITHERSBURG MD 208774319, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	579450008
Date	Jul 31, 2019
Book Page	057945/000008

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Shipwright Ct was $6,837.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,200 (+5.93%) Land $185,400 Building $395,800	$581,200 (-) Land $185,400 Building $395,800
2025	$6,837.00	$548,667	$581,200 Land $185,400 Building $395,800
2023		$483,600 Land $185,400 Building $298,200	$483,600 Land $185,400 Building $298,200
2022	$5,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Shipwright Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Shipwright Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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