Walton County property record for 14 Shebbi Ln, Freeport, FL 32439
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,900 (Mar 2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-19-23330-000-0080 |
| Primary APN | 15-1S-19-23330-000-0080 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Lot Dimensions | 76.5 ft deep x 80 ft wide |
| Street Address | 14 SHEBBI LN |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4073 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 8 LIVE OAK COTTAGES PB 27-41 |
| Legal Subdivision | LIVE OAK COTTAGES |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950501 |
Source: Walton County records, as of April 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 LIVE OAK ST, FREEPORT, FL 32439-4002 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jan 28, 2025 | Warranty Deed, Construction Loan · Construction Mortgage FIRST SECURITY BANK |
| Jan 28, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Deed Document Number | 202611326 |
| Deed Book / Page | 3391 / 4832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 14 SHEBBI LN, FREEPORT, FL 32439-4073 |
| Document Number | 0033914832 |
| Book / Page | 3391 / 4832 |
| Map Reference | MB 27 PG 41-42 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20260011326 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
| Name | Verified Name |
|---|---|
| Address | 65 LIVE OAK ST, FREEPORT, FL 32439-4002 |
| Document Number | 0033914834 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 3391/4834 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 28, 2025 |
| Property Address | 14 SHEBBI LN, FREEPORT, FL 32439-4073 |
| Document Number | 0033474881 |
| Book / Page | 3347 / 4881 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 20250002442 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
| Name | Verified Name |
|---|---|
| Address | 158 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
| Investor | Possibly a Property Investor |
| Document Number | 20250002444 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 20250002444 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 9, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 28, 2025 |
| Property Address | 14 SHEBBI LN, FREEPORT, FL 32439-4073 |
| Document Number | 0033474879 |
| Book / Page | 3347 / 4879 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 20250002441 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
| Name | Verified Name |
|---|---|
| Address | 158 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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