14 Shadow Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 14 Shadow Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,540 sqft · built 1985
Lot Size	0.029 acres (1,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (May 2022)
Tax Bill	$11,667 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`021-331-08`

Property Details

APN / Parcel Number

Primary APN	`021-331-08`
Alternative APNs	`021-331-08-000` `02116107000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,540 sqft Living Area
Gross Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,263 sqft (0.029 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 SHADOW CT
City	SCOTTS VALLEY
State	CA
Zip	95066-4748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TR 674
Legal Subdivision	SCOTTSBOROUGH TR #674
Legal Tract	674
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	120800

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 JAMES RD, PALO ALTO, CA 94306-4021
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 10, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 11, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 26, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 6, 2017	Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK
May 26, 2020	Affidavit of Death, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	202215192
Transfer Doc	0000007969
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 JAMES RD A, A, PALO ALTO, CA 94306-4021

Mortgage

Document Number	0000023778
Date	Aug 22, 2022
Instrument	2022-0023778

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2022
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Document Number	0000015192
Map Reference	MB 73 PG 27
Instrument Date	May 5, 2022
Instrument	2022-0015192
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748

Mortgage

Document Number	0000015193
Date	May 13, 2022
Instrument	2022-0015193

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2022
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Document Number	0000007969
Map Reference	MB 73 PG 27
Instrument Date	Mar 9, 2022
Instrument	2022-0007969
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 11, 2022
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Document Number	0000004731
Map Reference	MB 73 PG 27
Instrument Date	Dec 17, 2021
Instrument	2022-0004731
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SHADOW CT, SANTA CRUZ, CA 95066-4748

Mortgage

Document Number	0000053672
Date	Oct 26, 2021
Instrument	2021-0053672

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	628 Months
Due	Feb 1, 2074

Interest

Rate Type	Fixed Rate
Rate	1.98%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	LIBOR

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007831
Date	Mar 6, 2017
Instrument	2017-0007831

Lender

Name	RESOLUTE BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.98%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2020
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Document Number	0000017895
Instrument Date	May 19, 2020
Instrument	17895
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 SHADOW CT SCOTTS VALLEY CA 950664748, SCOTTS VALLEY, CA 95066-4748

Mortgage

Document Number	17896
Date	May 26, 2020
Instrument	17896

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	14 SHADOW CT, SCOTTS VALLEY, CA 95066-4748
Document Number	0000007832
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 SHADOW CT SCOTTS VALLEY CA 950664748, SCOTTS VALLEY, CA 95066-4748

Mortgage

Document Number	0000007832
Date	Mar 6, 2017
Instrument	7832

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.98%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$947,000 (-0.32%) Land $650,104 Building $296,896
2025	$11,667.00 (+7.19%)	$950,000 (+1,372.53%) Land $652,163 Building $297,837
2024	$10,884.00 (+683.02%)
2023	$1,390.00 (+4.12%)	$64,515 Land $17,228 Building $47,287	$884,340
2022	$1,335.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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