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14 Seneca Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 14 Seneca Rd, Schenectady, NY 12309 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,547 sqft · built 2006
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on File
Last Sale$648,000 (Aug 2018)
Tax Bill$26,717 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422400 51.9-2-19

Property Details

APN / Parcel Number

Primary APN422400 51.9-2-19
Alternative APN
  • 240005100900020190000000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,547 sqft Living Area
1st Floor Area1,663 sqft
2nd Floor Area1,235 sqft
Upper Floors Area649 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions279 ft deep x 130 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area640 sqft
Pool House280 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14 SENECA RD
CitySCHENECTADY
StateNY
Zip12309-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSENECA MANOR
Legal Block2
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1010
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 51.9-2-19

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 SENECA RD, SCHENECTADY, NY 12309-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Line of Credit
NUMARK CREDIT UNION
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 07, 2018Grant Deed, Transfer
GUARANTEED RATE
Aug 07, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleSep 06, 2007 · Amount on Record
Deed Document Number201834765
Deed Book / Page1993 / 47
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateApr 22, 2026
Property Address14 SENECA RD, SCHENECTADY, NY 12309-1329
Document Number0000009182
Instrument DateApr 13, 2026
Instrument20269182
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SENECA RD, SCHENECTADY, NY 12309-1329

Mortgage

Document Number0000009182,
DateApr 22, 2026
Instrument20269182
Lender
NameNUMARK CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 25, 2046
Interest
Rate6.11%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address14 SENECA RD, SCHENECTADY, NY 12309-1329
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyWORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033937
DateOct 30, 2020
Book Page5035/409
Instrument202033937
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address14 SENECA RD, SCHENECTADY, NY 12309-1329
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SENECA RD, NISKAYUNA, NY 12309-1329

Mortgage

Document Number0000030046
DateSep 30, 2020
Book Page5025/570
Instrument202030046
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 07, 2018
Property Address14 SENECA RD, SCHENECTADY, NY 12309-1329
Document Number0000034765
Book / Page001993 / 000047
Instrument DateJul 27, 2018
Instrument34765
Transaction TypeTransfer
Record UpdatedSep 04, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.72
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 SENECA RD NISKAYUNA NY 123091329, NISKAYUNA, NY 12309-1329

Mortgage

Document Number34767
DateAug 07, 2018
Book Page004855/000504
Instrument34767
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueAug 06, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 07, 2018
Property Address14 SENECA RD, SCHENECTADY, NY 12309-1329
Document Number0000034758
Book / Page001993 / 000043
Instrument DateJul 27, 2018
Instrument34758
Transaction TypeTransfer
Record UpdatedJan 14, 2019

Transaction

AmountAmount Recorded
Tax$2,816.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SENECA RD NISKAYUNA NY 123091329, NISKAYUNA, NY 12309-1329
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$26,717.00$640,000 (+2.4%) Land $111,250 Building $528,750$948,100 (+19.85%) Land $164,806 Building $783,294
2023$625,000 Land $111,250 Building $513,750$791,100 Land $140,816 Building $650,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930321011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims6 (1993–2012)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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