Middlesex County and Shirley Town property record for 14 School St, Shirley, MA 01464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,266 sqft · built 1946 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,750 (Feb 2017) |
| Tax Bill | $4,465 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SHIR M:0012 B:000A L:00011 |
| Primary APN | SHIR M:0012 B:000A L:00011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 3,038 sqft |
| Basement Area | 876 sqft |
| Unfinished Basement | 876 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 SCHOOL ST |
|---|---|
| City | SHIRLEY |
| State | MA |
| Zip | 01464-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | SHIRLEY MA |
| Township / Civil Division | SHIRLEY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 388200 |
14 School St is owned and occupied by an individual who bought it in February 2017.
Source: Middlesex County and Shirley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 SCHOOL ST, SHIRLEY, MA 01464-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2017 · Amount on File |
| Deed Sale | Feb 15, 2017 · Amount on File |
| Prior Sale | Aug 31, 2009 · Amount on File |
| Deed Book / Page | 68898 / 523 |
| Transfer Doc | 068898-523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 14 SCHOOL ST, SHIRLEY, MA 01464-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75413-572 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 75413/572 |
| Instrument | 142683 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Recording Date | Feb 15, 2017 |
| Property Address | 14 SCHOOL ST, SHIRLEY, MA 01464-2423 |
| Document Number | 68898-523 |
| Book / Page | 068898 / 000523 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 24855 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $956.46 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SCHOOL ST SHIRLEY MA 014642423, SHIRLEY, MA 01464-2423 |
| Document Number | 68898-526 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 068898/000526 |
| Instrument | 24856 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
The 2026 property tax bill for 14 School St was $4,465, up 10,531% from the year before.
Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Shirley Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,465.00 (+10,530.95%) | $360,400 (+9.48%) Land $148,900 Building $211,500 | $380,715 (+13.27%) |
| 2025 | $42.00 (-98.93%) | $329,200 (+13.71%) Land $129,800 Building $199,400 | $336,110 |
| 2024 | $3,929.00 (+2.13%) | $289,500 (+6.71%) Land $110,700 Building $178,800 | |
| 2023 | $3,847.00 | $271,300 Land $110,700 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 School St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1982–2010) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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