Richland County property record for 14 Saddleback Ledge Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 1996 |
| Lot Size | 0.173 acres (7,571 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Oct 2023) |
| Tax Bill | $7,643 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03913-01-16 |
| Primary APN | 03913-01-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Heated Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,571 sqft (0.173 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01169005 |
|---|---|
| Street Address | 14 SADDLEBACK LEDGE CT |
| City | IRMO |
| State | SC |
| Zip | 29063-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 12 BLOCK 29 35X116.6X110X107.8 #SU BEACON HILL #PR 52-990; 56-3156 |
| Legal Subdivision | BEACON HILL |
| Legal Phase | D |
| Legal Block | 29 |
| Legal Lot Number | 12 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10304 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 SADDLEBACK LEDGE CT, IRMO, SC 29063-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2011 · Amount on Record |
| Deed Document Number | 202345576 |
| Deed Book / Page | 2873 / 3620 |
| Prior Transfer Date | Jul 27, 1998 |
| Prior Transfer Doc | 0000086102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 20, 2023 |
| Property Address | 14 SADDLEBACK LEDGE CT, IRMO, SC 29063-2915 |
| Document Number | 0028733620 |
| Book / Page | 2873 / 3620 |
| Map Reference | MB 52 PG 990 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023045576 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SADDLEBACK LEDGE CT, IRMO, SC 29063-2915 |
| Document Number | 2023045577 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023045577 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 14 SADDLEBACK LEDGE CT, IRMO, SC 29063-2915 |
| Document Number | 2543/1436 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 14 SADDLEBACK LEDGE CT IRMO SC 290632915, IRMO, SC 29063-2915 |
| Document Number | 2543/1436 |
|---|---|
| Date | Oct 25, 2020 |
| Book Page | 002543/001436 |
| Instrument | 57149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,643.00 (+476.83%) | $6,168 (-) | $270,000 (+75.1%) Land $32,000 Building $238,000 |
| 2023 | $1,325.00 (-2.14%) | $6,168 (-0.03%) | $154,200 (-) |
| 2021 | $1,354.00 | $6,170 | $154,200 Land $30,000 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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