14 S Michael St, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 14 S Michael St, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1951
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2011)
Tax Bill	$10,208 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00339-02-00016`

Property Details

APN / Parcel Number

Primary APN	`25-00339-02-00016`
Alternative APNs	`2500339000200016` `6753`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide

Location & Zoning

Account Number	6753
Street Address	14 S MICHAEL ST
City	FORDS
State	NJ
Zip	08863-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	67.0X100.0
Legal Subdivision	ROOSEVELT PARK ESTATES
Legal Block	339.2
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	1
Census Block	1007
Census Tract	3102

Owner

14 S Michael St is owned and occupied by two individuals who bought it in February 2011.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 S MICHAEL ST, FORDS, NJ 08863-1015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2011 · Amount on File
Deed Sale	Feb 8, 2011 · Amount on File
Deed Document Number	20111519
Deed Book / Page	6230 / 181
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 S MICHAEL ST, FORDS, NJ 08863-1015
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012825
Date	Jan 31, 2022
Book Page	18811/1354
Instrument	2022012825

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 S MICHAEL ST, FORDS, NJ 08863-1015
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149508
Date	Dec 9, 2021
Book Page	18740/1488
Instrument	2021149508

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 14 S Michael St was $10,208, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,100 (-) Land $23,400 Building $54,700	$78,100 (-) Land $23,400 Building $54,700
2025	$10,208.00 (+3.52%)	$78,100 Land $23,400 Building $54,700	$78,100 Land $23,400 Building $54,700
2024	$9,861.00
2023		$78,100 Land $23,400 Building $54,700	$78,100 Land $23,400 Building $54,700
2022	$9,316.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 S Michael St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 S Michael St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Michael St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures