14 S Main St, Willard, OH 44890 Property Records

Huron County property record for 14 S Main St, Willard, OH 44890

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,516 sqft · built 1880
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$7,454,723 (Dec 2021)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-0260-02-068-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-02-068-0000`
Alternative APN	`485594`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,516 sqft Total Area
1st Floor Area	1,314 sqft
2nd Floor Area	1,202 sqft
Basement Area	601 sqft
Unfinished Basement	601 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1995
Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	84 sqft
Patio Area	56 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	485594
Street Address	14 S MAIN ST
City	WILLARD
State	OH
Zip	44890-1050
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT 864
Legal Subdivision	CITY OF WILLARD
Legal Lot Number	864
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3032
Census Tract	916200

Owner

14 S Main St, a triplex, is owned by a company that bought it in December 2021.

Source: Huron County records, as of October 7, 2026

Owner of Record	Company Name on File
Mailing Address	20 W WASHINGTON ST, 500, HAGERSTOWN, MD 21740-4520
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Jan 4, 2022	Deed of Trust, Mortgage AVALON CAPITAL & INVESTMENTS LLC
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Aug 1, 2002
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	14 S MAIN ST, WILLARD, OH 44890-1050
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004005
Date	Aug 17, 2023
Instrument	202308170004005

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	75%
Max Rate At Change	13.5%
Max Rate	13.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	14 S MAIN ST, WILLARD, OH 44890-1050
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000057
Date	Jan 4, 2022
Instrument	202201040000057

Lender

Name	AVALON CAPITAL & INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	14 S MAIN ST, WILLARD, OH 44890-1050
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009242
Date	Dec 17, 2021
Instrument	202112170009242

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 S Main St was $2,037, up 27% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (+27%)	$34,560 (-) Land $4,030 Building $30,530	$98,720 (-) Land $11,500 Building $87,220
2024	$1,604.00 (+72.84%)	$34,560 (+43.11%) Land $4,030 Building $30,530	$98,720 Land $11,500 Building $87,220
2023	$928.00 (-59.67%)	$24,150 (-) Land $3,150 Building $21,000
2022	$2,301.00	$24,150 Land $3,150 Building $21,000
2021			$69,010 Land $9,000 Building $60,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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