14 S Fruit St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 14 S Fruit St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,262 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2020)
Tax Bill	$10,253 (2025)
Deeds & Mortgages	Mar 2021 Transfer Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:39 B:1 L:4`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:39 B:1 L:4`
Alternative APN	`CNCD M:7331Z B:23`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	4,093 sqft
1st Floor Area	1,342 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	14 S FRUIT ST
City	CONCORD
State	NH
Zip	03301-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	23
Legal Lot Number	4
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2014
Census Tract	32500

Owner

14 S Fruit St is owned and occupied by an individual who acquired it in February 2021.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	14 S FRUIT ST, CONCORD, NH 03301-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CMG FIN'L
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW HAMPSHIRE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Apr 30, 1987 · Amount on File
Deed Document Number	202018419
Deed Book / Page	3693 / 2274
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000005230
Record Updated	Jun 8, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 1, 2021
Property Address	14 S FRUIT ST, CONCORD, NH 03301-2409
Document Number	0000005230
Book / Page	3725 / 2256
Instrument Date	Feb 16, 2021
Instrument	202100005230
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 S FRUIT ST, CONCORD, NH 03301-2409

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 28, 2020
Property Address	14 S FRUIT ST, CONCORD, NH 03301-2409
Document Number	0036932274
Book / Page	003693 / 002274
Instrument Date	Aug 28, 2020
Instrument	18419
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PLEASANT ST #2 CONCORD NH 033014001, 2, CONCORD, NH 03301-4001

Mortgage

Document Number	36932276
Date	Aug 28, 2020
Book Page	003693/002276
Instrument	18420

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	14 S FRUIT ST, CONCORD, NH 03301-2409
Document Number	0035522602
Book / Page	003552 / 002602
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 S FRUIT ST CONCORD NH 033012409, CONCORD, NH 03301-2409

Mortgage

Document Number	0035522602
Date	Apr 20, 2017
Book Page	003552/002602
Instrument	6526

Lender

Name	NEW HAMPSHIRE FCU
Type	Credit Union
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 19, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 14 S Fruit St was $10,253.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,253.00	$352,200 Land $107,600 Building $244,600
2023	$9,460.00 (+4.28%)	$352,200 (+0.51%) Land $107,600 Building $244,600
2022	$9,072.00	$350,400 Land $107,600 Building $242,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 S Fruit St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 S Fruit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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