14 S Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 14 S Eldorado St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,300 sqft · built 1907
Lot Size0.137 acres (5,965 sqft)
Owner2 Company Names on Record
Last Sale$635,000 (Sep 2009)
Tax Bill$12,772 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN032-335-030

Property Details

APN / Parcel Number

Primary APN032-335-030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialShingles
Roof MaterialComposition Shingle
Lot Area5,965 sqft (0.137 acres)
Lot Dimensions120 ft deep x 49 ft wide
Garage Area210 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14 S ELDORADO ST
CitySAN MATEO
StateCA
Zip94401-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20000
Legal DescriptionLOT 5 BLOCK 31 WESTERN ADDITION TO TOWN OF SAN MATEO RSM 1/52 53
Legal SubdivisionWESTERN ADDITION TO TOWN OF SAN MATEO
Legal Block31
Legal Lot Number5
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1014
Census Tract606202

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address14 S ELDORADO ST, SAN MATEO, CA 94401-3235
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PROVIDENT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2009 · Amount on Record
Deed SaleSep 30, 2009 · Amount on Record
Prior SaleApr 24, 2009 · Amount on Record
Deed Document Number2009130268
Last Transfer DateFeb 18, 2014
Transfer Doc0000015281
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address14 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 S ELDORADO ST, SAN MATEO, CA 94401-3235

Mortgage

Document Number0000108079
DateOct 8, 2020
Instrument2020-108079
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address14 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 S ELDORADO ST, SAN MATEO, CA 94401-3235

Mortgage

Document Number0000043067
DateMay 25, 2022
Instrument2022-043067
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,022,706 (+2%) Land $418,023 Building $604,683
2025$12,772.00 (+23.52%) Homeowner's exemption$1,002,654 (+27.27%) Land $409,827 Building $592,827
2023$10,340.00 (+2.32%) Homeowner's exemption$787,828 Land $393,914 Building $393,914$1,320,840
2022$10,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

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