14 S Beach St, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 14 S Beach St, Sebago, ME 04029

Property Summary

Property Type	Single Family Home
Details	864 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Jan 2021)
Tax Bill	$9,567 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SEBA M:023 L:046`

Property Details

APN / Parcel Number

Primary APN	`SEBA M:023 L:046`
Alternative APN	`1828`

Interior

Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	1828
Street Address	14 S BEACH ST
City	SEBAGO
State	ME
Zip	04029-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	46
Jurisdiction	SEBAGO ME
Township / Civil Division	SEBAGO
Census Block Group	2
Census Block	2006
Census Tract	16500

Owner

Source: Cumberland County and Sebago Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 S BEACH ST, SEBAGO, ME 04029-3634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 7, 2020	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	20214763
Deed Book / Page	37721 / 222
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	0377210222
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEBAGO ME
Recording Date	Jan 21, 2021
Property Address	14 S BEACH ST, SEBAGO, ME 04029-3634
Document Number	0377210222
Book / Page	37721 / 222
Instrument Date	Jan 7, 2021
Instrument	4763
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	14 S BEACH ST, SEBAGO, ME 04029-3634

Mortgage

Document Number	0000004764
Date	Jan 21, 2021
Instrument	4764

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBAGO ME
Recording Date	Apr 7, 2020
Property Address	14 S BEACH ST, SEBAGO, ME 04029-3634
Document Number	0365700167
Book / Page	036570 / 000167
Instrument Date	Apr 3, 2020
Instrument	17936
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 COLUMBUS AVE #1 BOSTON MA 021165942, 1, BOSTON, MA 02116-5942

Mortgage

Document Number	365700169
Date	Apr 7, 2020
Book Page	036570/000169
Instrument	17937

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Sebago Town
Unified School District	Sebago Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,567.00 (+14.33%)	$644,651 (-) Land $423,500 Building $221,151
2023	$8,368.00 (+24.82%)	$644,651 (-) Land $423,500 Building $221,151
2022	$6,704.00	$644,651 Land $423,500 Building $221,151

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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