14 S 4th St, Temple, TX 76501 Property Records

Bell County property record for 14 S 4th St, Temple, TX 76501

Property Summary

Property Type	Commercial
Details	3,300 sqft · built 1957
Lot Size	0.076 acres (3,300 sqft)
Owner	Company Name on Record
Last Sale	$528,800 (Sep 2021)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001760000`

Property Details

APN / Parcel Number

Primary APN	`0001760000`
Alternative APNs	`857399` `92479`

Interior

Stories	1 Story
Building Area	3,300 sqft Gross Area
1st Floor Area	3,300 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Gravel
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	110 ft deep x 30 ft wide
View / Lot	Commercial

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 S 4TH ST
City	TEMPLE
State	TX
Zip	76501
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CA
Legal Description	TEMPLE ORIGINAL, BLOCK 023, LOT 0017
Legal Subdivision	TEMPLE ORIGINAL
Legal Block	23
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1053
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Temple Commercial Historic District listed 2005 · 113 contributing resources · NRIS 05001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1500 N 13TH ST, TEMPLE, TX 76501-1612
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK TEXAS
Sep 20, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK TEXAS
Mar 21, 2019	Grant Deed, Transfer INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 29, 2021
Deed Document Number	202161123
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14 S 4TH ST, TEMPLE, TX 76501
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081501
Date	Dec 13, 2021
Instrument	2021081501

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 7, 2028

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 20, 2021
Property Address	14 S 4TH ST, TEMPLE, TX 76501
Document Number	0000061123
Map Reference	VOL 36 PG 640
Instrument Date	Sep 17, 2021
Instrument	2021061123
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5304 WINROCK CIR, 5304, TEMPLE, TX 76502-8812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 N 13TH ST, TEMPLE, TX 76501-1612

Mortgage

Document Number	0000061124
Date	Sep 20, 2021
Instrument	2021061124

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Mar 21, 2019
Property Address	14 S 4TH ST, TEMPLE, TX 76501
Document Number	0000011144
Book / Page	010776 / 000239
Instrument Date	Mar 20, 2019
Instrument	11144
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1618 EXCHANGE PKWY WACO TX 767126903, WACO, TX 76712-6903

Mortgage

Document Number	11145
Date	Mar 21, 2019
Book Page	010776/000242
Instrument	11145

Lender

Name	INDEPENDENT BK
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,277.00 (+13.16%)	$131,136 (+3.8%) Land $13,200 Building $117,936	$131,136 (+3.8%) Land $13,200 Building $117,936
2023	$2,896.00 (+343.49%)	$126,336 Land $11,550 Building $114,786	$126,336 Land $11,550 Building $114,786
2022	$653.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

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