14 Rsa Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 14 Rsa Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,971 sqft · built 1992
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Jan 2006)
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`353289 242.03-08-11.2`

Property Details

APN / Parcel Number

Primary APN	`353289 242.03-08-11.2`
Alternative APN	`328924200300080112000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	14 RSA RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34; RUST ACRES SL 18A 790-002-000
Legal Subdivision	RUST ACRES
Legal Block	8
Legal Lot Number	11.200
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1013
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 13, 2022	Deed of Trust, Mortgage · Line of Credit SENECA SAVINGS
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2006 · Amount on Record
Deed Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	20061148
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jun 30, 2026
Property Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Document Number	0000005568
Instrument Date	Jun 24, 2026
Instrument	20265568
Transaction Type	Mortgage
Record Updated	Jul 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294

Mortgage

Document Number	0000005568,
Date	Jun 30, 2026
Instrument	20265568

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294

Mortgage

Document Number	0000004882
Date	May 13, 2022
Instrument	R-2022-004882

Lender

Name	SENECA SAVINGS
Type	Non-Lending Institution
Address	BALDWINSVILLE, NY 13027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294

Mortgage

Document Number	0000002472
Date	Mar 11, 2022
Instrument	R-2022-002472

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RSA RD, CENTRAL SQ, NY 13036-2294

Mortgage

Document Number	0000009894
Date	Aug 27, 2021
Instrument	R-2021-009894

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	14 RSA RD, CENTRAL SQUARE, NY 13036-2294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENT TITLE AGENCY SHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012145
Date	Dec 7, 2017
Instrument	R-2017-012145

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,132.00	$205,000 (-) Land $21,000 Building $184,000	$273,333 (+14.67%) Land $28,000 Building $245,333
2023		$205,000 Land $21,000 Building $184,000	$238,372 Land $24,419 Building $213,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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