Otsego County and Oneonta City property record for 14 River St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,022 sqft · built 1915 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (May 2024) |
| Tax Bill | $4,060 (2026) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 300.9-1-69 |
| Primary APN | 361200 300.9-1-69 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Total Area |
| 1st Floor Area | 1,216 sqft |
| 2nd Floor Area | 806 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 122 ft deep x 34.3 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2790 |
|---|---|
| Street Address | 14 RIVER ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2339 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 420 |
| Legal Block | 1 |
| Legal Lot Number | 69.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 591100 |
14 River St, a duplex, is owned by a company that bought it in May 2024.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 170 E 92ND ST, 2A, NEW YORK, NY 10128-2485 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on File |
| Deed Sale | May 6, 2024 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Document Number | 20242024-1704 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 0000000877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 10, 2021 |
| Property Address | 14 RIVER ST, ONEONTA, NY 13820-2339 |
| Document Number | 0000000877 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-6877 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MORGAN AVE, ONEONTA, NY 13820-1246 |
The 2026 property tax bill for 14 River St was $4,060, up 3.8% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,060.00 (+3.76%) | ||
| 2025 | $3,913.00 | $102,000 Land $9,500 Building $92,500 | $143,662 Land $13,380 Building $130,282 |
| 2023 | $102,000 Land $9,500 Building $92,500 | $125,926 Land $11,728 Building $114,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 River St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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