Worcester County and Holden Town property record for 14 River St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,686 sqft · built 1964 |
| Lot Size | 0.394 acres (17,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2003) |
| Tax Bill | $6,009 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:105 B:16 |
| Primary APN | HOLD M:105 B:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,181 sqft (0.394 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1371 |
|---|---|
| Street Address | 14 RIVER ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 16 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 728400 |
Source: Worcester County and Holden Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 RIVER ST, HOLDEN, MA 01520-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Dec 10, 2019 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2003 · Amount on Record |
| Deed Sale | Jun 13, 2003 · Amount on Record |
| Deed Book / Page | 30395 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 14 RIVER ST, HOLDEN, MA 01520-2302 |
| Document Number | 63700-1 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 RIVER ST ST HOLDEN MA 01520, HOLDEN, MA 01520 |
| Document Number | 63700-1 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 063700/000001 |
| Instrument | 136018 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 8, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 14 RIVER ST, HOLDEN, MA 01520-2302 |
| Document Number | 61592-367 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 RIVER ST HOLDEN MA 015202302, HOLDEN, MA 01520-2302 |
| Document Number | 61592-367 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 061592/000367 |
| Instrument | 135935 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,009.00 (+4.07%) | $445,800 (+7.01%) Land $141,900 Building $303,900 | $481,726 (+5.73%) |
| 2025 | $5,774.00 (+5.56%) | $416,600 (+7.76%) Land $135,100 Building $281,500 | $455,620 |
| 2024 | $5,470.00 (+3.09%) | $386,600 (+9.21%) Land $131,200 Building $255,400 | |
| 2023 | $5,306.00 | $354,000 Land $114,000 Building $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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