14 River Ln, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 14 River Ln, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,736 sqft · built 1939
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$1,272,500 (Aug 2020)
Tax Bill	$10,228 (2025)
Deeds & Mortgages	Nov 2024 Refinance Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1360S`

Property Details

APN / Parcel Number

Primary APN	`08-1360S`
Alternative APNs	`GREE M:08 B:1360/S` `366/135`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,736 sqft Living Area
Basement Area	963 sqft
Unfinished Basement	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	366/135
Street Address	14 RIVER LN
City	COS COB
State	CT
Zip	06807-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Block	1360/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1001
Census Tract	10800

Owner

14 River Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Greenwich Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 RIVER LN, COS COB, CT 06807-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance IVES BANK
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK OF DANBURY
Aug 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK OF DANBURY
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Feb 4, 2009 · Amount on File
Deed Document Number	20206200
Deed Book / Page	7712 / 12
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	14 RIVER LN, COS COB, CT 06807-2513
Transaction Type	Mortgage
Record Updated	Dec 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008385-341
Date	Nov 25, 2024
Book Page	8385/341
Instrument	6653

Lender

Name	IVES BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	14 RIVER LN, COS COB, CT 06807-2513
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007939-334
Date	Jul 27, 2021
Book Page	7939/334
Instrument	8669

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Aug 4, 2020
Property Address	14 RIVER LN, COS COB, CT 06807-2513
Document Number	7712-12
Book / Page	7712 / 12
Instrument Date	Jul 28, 2020
Instrument	6200
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	6201
Date	Aug 4, 2020
Instrument	6201

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	14 RIVER LN, COS COB, CT 06807-2513
Document Number	7414-45
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIVER LN COS COB CT 068072513, COS COB, CT 06807-2513

Mortgage

Document Number	7414-45
Date	Jul 27, 2018
Book Page	007414/000045
Instrument	5966

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 River Ln was $10,228.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,228.00	$827,610 Land $469,980 Building $357,630	$579,327 Land $328,986 Building $250,341
2024	$10,228.00 (+6.21%)
2023	$9,630.00 (+0.92%)	$827,610 (-) Land $469,980 Building $357,630
2022	$9,542.00	$827,610 Land $469,980 Building $357,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 River Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Frontier, T-Mobile.

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