Anne Arundel County property record for 14 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,838 sqft · built 1930 |
| Lot Size | 0.335 acres (14,609 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $548,750 (Oct 2010) |
| Tax Bill | $19,415 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-08723600 |
| Primary APN | 02-047-08723600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,838 sqft Living Area |
| Gross Area | 3,078 sqft |
| 1st Floor Area | 2,113 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,609 sqft (0.335 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 578 sqft |
| Deck Area | 532 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04708723600 |
|---|---|
| Street Address | 14 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 82 PT LT 81 SC 4 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 69 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 14 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 2, 2023 | Intrafamily Transfer, Transfer |
| Feb 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2010 · Amount on Record |
| Deed Sale | Oct 28, 2010 · Amount on Record |
| Prior Sale | Oct 28, 2010 · Amount on Record |
| Deed Document Number | 201022792/0200 |
| Deed Book / Page | 22792 / 200 |
| Last Transfer Date | Jul 18, 2023 |
| Transfer Doc | 0399700269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 2, 2023 |
| Property Address | 14 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0399700269 |
| Book / Page | 39970 / 269 |
| Map Reference | MB 3 FO 44 |
| Instrument Date | Jul 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 14 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0318590387 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 31859/387 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 14 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0306490480 |
| Book / Page | 030649 / 000480 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 14 RIVER DR ANNAPOLIS MD 214034424, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0306490480 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 030649/000480 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,008,600 (+16.8%) Land $2,423,700 Building $584,900 | $3,008,600 (-) Land $2,423,700 Building $584,900 | |
| 2025 | $19,415.00 (+2.91%) Homeowner's exemption | $2,575,800 (+50.61%) | $3,008,600 (+75.92%) Land $2,423,700 Building $584,900 |
| 2024 | $18,866.00 (+13.96%) | ||
| 2023 | $16,555.00 Homeowner's exemption | $1,710,200 Land $1,269,900 Building $440,300 | $1,710,200 Land $1,269,900 Building $440,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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