14 River Bluff Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 14 River Bluff Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,907 sqft · built 2021
Lot Size	7.2 acres (313,676 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Nov 2020)
Tax Bill	$73 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`34 277`

Property Details

APN / Parcel Number

Primary APN	`34 277`
Alternative APN	`11293`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,907 sqft Living Area
Gross Area	6,348 sqft
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Wood Shingle
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	313,676 sqft (7.2 acres)
Garage Area	908 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	323 sqft
Patio Area	150 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	11293
Street Address	14 RIVER BLUFF RD
City	WHITE STONE
State	VA
Zip	22578-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TAFT 7.201 AC PARCEL A LR20/2560 PB3/21
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	1
Census Block	1012
Census Tract	30301

Owner

14 River Bluff Rd is owned by two individuals who acquired it in February 2024.

Source: Lancaster County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2050, PRINCE GEORGE, VA 23875-1998
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Gift Deed, Transfer
Nov 10, 2020	Warranty Deed, Transfer SHERWOOD TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Deed Document Number	20202560
Last Transfer Date	Feb 12, 2024
Transfer Doc	0000000287
Record Updated	Oct 29, 2026

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 15, 2024
Property Address	14 RIVER BLUFF RD, WHITE STONE, VA 22578-2637
Document Number	0240000287
Instrument Date	Feb 12, 2024
Instrument	240000287
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2050, PRINCE GEORGE, VA 23875-1998

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 10, 2020
Property Address	14 RIVER BLUFF RD, WHITE STONE, VA 22578-2637
Document Number	0200002560
Instrument Date	Nov 6, 2020
Instrument	200002560
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	SHERWOOD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2050, PRINCE GEORGE, VA 23875-1998

Tax Assessment & Valuation

The 2025 property tax bill for 14 River Bluff Rd was $73.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00	$1,334,900 Land $487,000 Building $847,900	$1,334,900 Land $487,000 Building $847,900
2023	$6,171.00	$979,600 Land $462,000 Building $517,600	$979,600 Land $462,000 Building $517,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 River Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 River Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE STONE private · serves 825 people · EPA ID VA4103980
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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