14 Riptide Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 14 Riptide Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,237 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Apr 2015)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00210-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00210-0030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,237 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	459 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 RIPTIDE PL
City	PALM COAST
State	FL
Zip	32164-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 31 BLOCK 00021 LOT 0003 SUBDIVISION COMPLETION YEAR 1981 OR 217 PG 667 OR1159 PG813 OR 1330 PG 1373 OR 1396 PG 866 -CD OR 1648/1394 OR 2022/1378 OR 2058/736
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	21
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 RIPTIDE PL, PALM COAST, FL 32164-6506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2015 · Amount on Record
Deed Sale	Apr 15, 2015 · Amount on Record
Prior Sale	Sep 5, 2014
Deed Document Number	201511004
Deed Book / Page	2058 / 736
Last Transfer Date	Oct 15, 2020
Transfer Doc	0024860170
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 16, 2020
Property Address	14 RIPTIDE PL, PALM COAST, FL 32164-6506
Document Number	0024860170
Book / Page	002486 / 000170
Instrument Date	Oct 15, 2020
Instrument	41906
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14 RIPTIDE PL PALM COAST FL 321646506, PALM COAST, FL 32164-6506

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	14 RIPTIDE PL, PALM COAST, FL 32164-6506
Document Number	0024531820
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIPTIDE PL PALM COAST FL 321646506, PALM COAST, FL 32164-6506

Mortgage

Document Number	0024531820
Date	Jun 29, 2020
Book Page	002453/001820
Instrument	24337

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	14 RIPTIDE PL, PALM COAST, FL 32164-6506
Document Number	0023731092
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIPTIDE PL PALM COAST FL 321646506, PALM COAST, FL 32164-6506

Mortgage

Document Number	0023731092
Date	Aug 1, 2019
Book Page	002373/001092
Instrument	28334

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+2.68%) Homeowner's exemption	$171,837 (+5.99%)	$287,862 (-2.23%) Land $53,500 Building $234,362
2024	$2,277.00 (+2.94%)
2023	$2,212.00 (+1.37%) Homeowner's exemption	$162,131 (+3%)	$294,434 (+6.47%) Land $44,500 Building $249,934
2022	$2,182.00 Homeowner's exemption	$157,409	$276,552 Land $44,500 Building $232,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Nearby Properties on Riptide Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures