14 Ridge Rd, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 14 Ridge Rd, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 8,515 sqft · built 1976
Lot Size	12.4 acres (544,064 sqft)
Owner	Individual Name on File
Last Sale	$1,039,000 (Apr 2021)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2018 Line of Credit
APN	`382200 113.-10-11`

Property Details

APN / Parcel Number

Primary APN	`382200 113.-10-11`
Alternative APN	`215J147751C`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	8,515 sqft Living Area
1st Floor Area	5,347 sqft
2nd Floor Area	3,168 sqft
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Mansion
Exterior Material	Brick
Lot Area	544,064 sqft (12.4 acres)
Lot Width	270 ft Width
Garage Type	Attached
Garage Area	2,066 sqft
Parking Spaces	8 Parking Spaces
Porch	Covered Porch
Porch Area	1,872 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	215J147751C
Street Address	14 RIDGE RD
City	TROY
State	NY
Zip	12180-7256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11.000 BLK:10 SEC:113.00 DIST:382200 CITY/MUNI/TWP:BRUNSWICK
Legal Block	10
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	5
Census Block	5002
Census Tract	52004

Owner

14 Ridge Rd is owned by an individual who bought it in April 2021.

Source: Rensselaer County and Brunswick Town records, as of February 16, 2024

Owner of Record	Individual Name on File
Mailing Address	14 RIDGE RD, TROY, NY 12180-7256
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit ADIRONDACK TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Deed Document Number	0000955584
Deed Book / Page	9555 / 84
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 21, 2021
Property Address	14 RIDGE RD, TROY, NY 12180-7256
Document Number	0095550084
Book / Page	9555 / 84
Instrument Date	Mar 31, 2021
Instrument	2021-587542
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WINSTON DR, RHINEBECK, NY 12572-2168

Mortgage

Document Number	2021587543
Date	Apr 21, 2021
Instrument	2021-587543

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	14 RIDGE RD, TROY, NY 12180-7256
Document Number	0000545404
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIDGE RD TROY NY 121807256, TROY, NY 12180-7256

Mortgage

Document Number	0000545404
Date	Jan 8, 2019
Book Page	008728/000042
Instrument	545404

Lender

Name	ADIRONDACK TRUST CO
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Averill Park Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$244,165 Land $38,500 Building $205,665	$1,268,390 Land $200,000 Building $1,068,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 14 Ridge Rd.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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