Monroe County property record for 14 Richard St, Waterloo, IL 62298
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.24 acres (10,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jun 2020) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-152-007-000 |
| Primary APN | 07-13-152-007-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,413 sqft (0.24 acres) |
|---|
| Street Address | 14 RICHARD ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5526 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | WR3 |
| Legal Description | LOT 21 LOU DEL SUBD |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | LOU DEL |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 RICHARD ST, WATERLOO, IL 62298-5526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 2020409101 |
| Last Transfer Date | Jul 7, 2026 |
| Transfer Doc | 0000443527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 17, 2026 |
| Property Address | 14 RICHARD ST, WATERLOO, IL 62298-5526 |
| Document Number | 0000443527 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026443527 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 14 RICHARD ST, WATERLOO, IL 62298-5526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409102 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 409102 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (+5.12%) | $16,500 (+8.41%) Land $16,500 | $49,500 (+8.41%) Land $49,500 |
| 2024 | $957.00 | ||
| 2022 | $15,220 Land $15,220 | $45,660 Land $45,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures