14 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 14 Regency Park, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	738 sqft · built 1964
Lot Size	0.012 acres (537 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 2023)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04202-0000-00001-0000-C0014`

Property Details

APN / Parcel Number

Primary APN	`48-04202-0000-00001-0000-C0014`
Alternative APN	`4804202000000001C0014`

Interior

Building Area	738 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	537 sqft (0.012 acres)

Location & Zoning

Street Address	14 REGENCY PARK
City	RAMSEY
State	NJ
Zip	07446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REGENCY PARK
Legal Block	4202
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3000
Census Tract	44202

Owner

14 Regency Park is owned by two individuals who bought it in July 2023.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 ISLAND RD, 14, RAMSEY, NJ 07446-1133
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Jul 17, 2008 · Amount on File
Deed Document Number	202348971
Deed Book / Page	5045 / 1646
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2023
Property Address	14 REGENCY PARK, RAMSEY, NJ 07446
Document Number	0050451646
Book / Page	5045 / 1646
Instrument Date	Jun 28, 2023
Instrument	2023048971
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 ISLAND RD, RAMSEY, NJ 07446-1144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 ISLAND RD APT 14, 14, RAMSEY, NJ 07446-1133

Mortgage

Document Number	2023048972
Date	Jul 27, 2023
Instrument	2023048972

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14 Regency Park was $5,557, up 4.8% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,000 (+4.11%) Land $160,000 Building $121,000	$281,000 (+4.11%) Land $160,000 Building $121,000
2025	$5,557.00 (+4.81%)	$269,900 Land $150,000 Building $119,900	$269,900 Land $150,000 Building $119,900
2024	$5,302.00
2023		$187,900 (-) Land $105,000 Building $82,900	$187,900 (-) Land $105,000 Building $82,900
2022	$4,928.00 (+1.15%)	$187,900 Land $105,000 Building $82,900	$187,900 Land $105,000 Building $82,900
2021	$4,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Regency Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20