14 Red Gap Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 14 Red Gap Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,840 sqft · built 1994
Lot Size	1.41 acres (61,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2017)
Tax Bill	$11,140 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 168`

Property Details

APN / Parcel Number

Primary APN	`MAP 168`
Alternative APN	`WILB M:9920 B:14 L:4038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	5,336 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,437 sqft (1.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 168
Street Address	14 RED GAP RD
City	WILBRAHAM
State	MA
Zip	01095-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Subdivision	RED GAP ESTATES
Legal Block	14
Legal Lot Number	4038
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	1
Census Block	1004
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 RED GAP RD, WILBRAHAM, MA 01095-2357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU
Jun 28, 2017	Warranty Deed, Transfer · Conventional with PMI ALDENVILLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	May 13, 1994 · Amount on Record
Deed Document Number	201735960
Deed Book / Page	21741 / 404
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	14 RED GAP RD, WILBRAHAM, MA 01095-2357
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025963-549
Date	Jul 30, 2025
Book Page	25963/549
Instrument	34835

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	14 RED GAP RD, WILBRAHAM, MA 01095-2357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23417-127
Date	Sep 14, 2020
Book Page	23417/127
Instrument	51611

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 28, 2017
Property Address	14 RED GAP RD, WILBRAHAM, MA 01095-2357
Document Number	21741-404
Book / Page	021741 / 000404
Instrument Date	Jun 23, 2017
Instrument	35960
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	73 BARRETT ST #5156 NORTHAMPTON MA 010601717, 5156, NORTHAMPTON, MA 01060-1717

Mortgage

Document Number	21741-407
Date	Jun 28, 2017
Book Page	021741/000407
Instrument	35961

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,140.00 (+5.19%)	$638,400 (+7.78%) Land $132,100 Building $506,300	$663,638 (-12.78%)
2025	$10,590.00 (+2.33%)	$592,300 (+5.88%) Land $132,100 Building $460,200	$760,855 (+21.88%)
2024	$10,349.00 (+10.25%)	$559,400 (+11.43%) Land $132,100 Building $427,300	$624,245
2023	$9,387.00	$502,000 Land $132,100 Building $369,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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