Lancaster County property record for 14 Ream Rd, Stevens, PA 17578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,066 sqft · built 1992 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2023) |
| Tax Bill | $5,944 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-32586-0-0000 |
| Primary APN | 080-32586-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 824 sqft |
| Upper Floors Area | 726 sqft |
| Basement Area | 824 sqft |
| Finished Basement | 516 sqft |
| Unfinished Basement | 308 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 REAM RD |
|---|---|
| City | STEVENS |
| State | PA |
| Zip | 17578-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 14 REAM RD |
| Legal Subdivision | RIDGEVIEW ESTATES PH I |
| Legal Lot Number | 39 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EAST COCALICO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12502 |
14 Ream Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU |
| Oct 13, 2023 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 20, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Apr 8, 2011 · Amount on File |
| Deed Document Number | 20236756963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | UNKNOWN, UNTED ONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Document Number | 20260004508 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 20260004508 |
| Name | PENNSYLVANIA STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 13, 2023 |
| Property Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Document Number | 0006756963 |
| Map Reference | MB J-162 PG 29 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 6756963 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | HOMESALE SETTLEMENT SVCS LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Document Number | 0006756964 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 6756964 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Dec 20, 2021 |
| Property Address | 14 REAM RD, STEVENS, PA 17578-9400 |
| Document Number | 0006653095 |
| Map Reference | MB J-162 PG 29 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 6653095 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 REAM RD, STEVENS, PA 17578-9400 |
The 2025 property tax bill for 14 Ream Rd was $5,944, up 5.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | East Cocalico Township |
| Unified School District | Cocalico School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,100 Land $83,400 Building $142,700 | $226,100 Land $83,400 Building $142,700 | |
| 2025 | $5,944.00 (+5.56%) | ||
| 2024 | $5,631.00 (+5.31%) | $226,100 (-) Land $83,400 Building $142,700 | |
| 2023 | $5,347.00 Homeowner's exemption | $226,100 Land $83,400 Building $142,700 | |
| 2018 | $226,100 Land $83,400 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Ream Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Ream Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Trichloroethylene resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable · Fiber in parts of the area | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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