14 Raybor Rd, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 14 Raybor Rd, Commack, NY 11725 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,016 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400-225.00-04.00-015.000`

Property Details

APN / Parcel Number

Primary APN	`0400-225.00-04.00-015.000`
Alternative APNs	`472689 225.00-04.00-015.000` `268922500004000150000000` `472600550180`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	14 RAYBOR RD
City	COMMACK
State	NY
Zip	11725-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK LOT
Legal Block	400
Legal Lot Number	15
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	3
Census Block	3002
Census Tract	112103

Owner

Source: Suffolk County and Huntington Town records · APN 0400-225.00-04.00-015.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 RAYBOR RD, COMMACK, NY 11725-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 10, 1994
Transfer Doc	1170000626
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	14 RAYBOR RD, COMMACK, NY 11725-4412
Transaction Type	Mortgage
Record Updated	Feb 06, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234860628
Date	Feb 27, 2023
Book Page	23486/628

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	337 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Oct 01, 2032
Index	1-Year CMT

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,034 (-4.71%) Land $325 Building $2,709	$674,222 (+10,788.6%) Land $72,222 Building $602,000
2024	$5,016.00		$6,192 (+6.96%) Land $663 Building $5,529
2023		$3,184 Land $325 Building $2,859	$5,789 Land $591 Building $5,198

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031121033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	2 (1979–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.