14 Putnam St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 14 Putnam St, Needham Heights, MA 02494

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,144 sqft · built 2011
Owner	Individual Name on File
Last Sale	$975,000 (Jul 2022)
Tax Bill	$11,292 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0770006000140`

Property Details

APN / Parcel Number

Primary APN	`M:0770006000140`
Alternative APN	`NEED M:077.0 B:0060 L:0014.0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	2,288 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Wood Siding
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 PUTNAM ST
City	NEEDHAM HEIGHTS
State	MA
Zip	02494-2210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	60
Legal Lot Number	14.0
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1000
Census Tract	403501

Owner

14 Putnam St, a condominium, is owned and occupied by an individual who bought it in July 2022.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 PUTNAM ST, NEEDHAM HEIGHTS, MA 02494-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
May 31, 2019	Condominium Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Book / Page	40659 / 161
Record Updated	Sep 20, 2026

July 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jul 1, 2022
Property Address	14 PUTNAM ST, NEEDHAM, MA 02494-2210
Document Number	040659-161
Book / Page	40659 / 161
Instrument Date	Jul 1, 2022
Instrument	59190
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PUTNAM ST # 1, 1, NEEDHAM, MA 02494-2210

Mortgage

Document Number	0000059191
Date	Jul 1, 2022
Instrument	59191

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 31, 2019
Property Address	14 PUTNAM ST, NEEDHAM, MA 02494-2210
Document Number	36844-5
Book / Page	036844 / 000005
Instrument Date	May 30, 2019
Instrument	42839
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 PUTNAM ST #1 NEEDHAM MA 024942210, 1, NEEDHAM, MA 02494-2210

Mortgage

Document Number	36844-9
Date	May 31, 2019
Book Page	036844/000009
Instrument	42840

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 Putnam St was $11,292.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,292.00	$1,065,300 Building $1,065,300	$1,094,400 (+0.23%)
2024			$1,091,930
2023	$11,182.00	$857,500 Building $857,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Putnam St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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