Middlesex County and Old Bridge Township property record for 14 Prospect St, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 1986 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Sep 2014) |
| Tax Bill | $9,003 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26007-0000-00482-15 |
| Primary APN | 15-26007-0000-00482-15 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Account Number | 16206000 |
|---|---|
| Street Address | 14 PROSPECT ST |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 105X200 |
| Legal Block | 26007 |
| Legal Lot Number | 482.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7703 |
14 Prospect St is owned and occupied by an individual who bought it in September 2014.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 PROSPECT ST, OLD BRIDGE, NJ 08857-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 19, 2016 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on File |
| Deed Sale | Sep 25, 2014 · Amount on File |
| Prior Sale | May 27, 2004 · Amount on File |
| Deed Book / Page | 6617 / 85 |
| Prior Transfer Date | Jul 30, 2014 |
| Prior Transfer Doc | 6617000085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 14 PROSPECT ST, OLD BRIDGE, NJ 08857-9682 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009292 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 18798/1832 |
| Instrument | 2022009292 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 14 PROSPECT ST, OLD BRIDGE, NJ 08857-9682 |
| Document Number | 0000000243 |
| Instrument Date | Nov 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 PROSPECT ST OLD BRIDGE NJ 088579682, OLD BRIDGE, NJ 08857-9682 |
| Document Number | 0000000243 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 016607/000581 |
| Instrument | 243 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14 Prospect St was $9,003, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,900 (-) Land $56,500 Building $88,400 | $144,900 (-) Land $56,500 Building $88,400 | |
| 2025 | $9,003.00 (+10.03%) | $144,900 Land $56,500 Building $88,400 | $144,900 Land $56,500 Building $88,400 |
| 2024 | $8,182.00 | ||
| 2023 | $144,900 Land $56,500 Building $88,400 | $144,900 Land $56,500 Building $88,400 | |
| 2022 | $7,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Prospect St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 20 (1989–2012) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Prospect St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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