14 Powhatan Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 14 Powhatan Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 1996
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Feb 2021)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 5 514`

Property Details

APN / Parcel Number

Primary APN	`18A 5 514`
Alternative APN	`2265`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	4,704 sqft
1st Floor Area	1,972 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,210 sqft (0.441 acres)
Terrain	Rolling
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	304 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2265
Street Address	14 POWHATAN RD
City	PALMYRA
State	VA
Zip	22963-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210000746 TUFTON-5 LOT 514 19,205 SF
Legal Subdivision	LAKE MONTICELLO SUBDIVISION
Legal Block	51
Legal Lot Number	514
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2022
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 POWHATAN RD, PALMYRA, VA 22963-3051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK
Dec 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	2021746
Prior Transfer Date	Feb 18, 2005
Prior Transfer Doc	621/873
Record Updated	Sep 20, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 16, 2021
Property Address	14 POWHATAN RD, PALMYRA, VA 22963-3051
Document Number	0210000746
Map Reference	DB 86 PG 402
Instrument Date	Feb 11, 2021
Instrument	210000746
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 POWHATAN RD, PALMYRA, VA 22963-3051

Mortgage

Document Number	0210000747
Date	Feb 16, 2021
Instrument	210000747

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 12, 2017
Property Address	14 POWHATAN RD, PALMYRA, VA 22963-3051
Document Number	1703962
Map Reference	PB 86 PG 402
Instrument Date	Oct 22, 2017
Instrument	1703962
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,300 (-) Land $30,000 Building $301,300	$331,300 (-) Land $30,000 Building $301,300
2025	$2,501.00 (+0.68%)	$331,300 (+20.91%) Land $30,000 Building $301,300	$331,300 (+20.91%) Land $30,000 Building $301,300
2024	$2,484.00 (+7.44%)
2023		$274,000 Land $30,000 Building $244,000	$274,000 Land $30,000 Building $244,000
2022	$2,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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