14 Post Tree Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 14 Post Tree Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,246 sqft · built 2005
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$196,100 (Feb 2005)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7028-00600-0470`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7028-00600-0470`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,246 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	2,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 POST TREE LN
City	PALM COAST
State	FL
Zip	32164-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 28 BLOCK 00060 LOT 0047 SUBDIVISION COMPLETION YEAR 1980 OR 409 PG 677 OR 849 PG 215 OR 1049 PG 443 OR 1101/881 OR 1199/541 OR 1839/689
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	60
Legal Lot Number	47
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2019
Census Tract	60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 POST TREE LN, PALM COAST, FL 32164-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2005 · Amount on Record
Deed Sale	Feb 3, 2005 · Amount on Record
Prior Sale	Jun 16, 2004 · Amount on Record
Deed Document Number	20056135
Deed Book / Page	1199 / 541
Last Transfer Date	Oct 24, 2011
Transfer Doc	0018390689
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	14 POST TREE LN, PALM COAST, FL 32164-6719
Document Number	0022620414
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 POST TREE LN PALM COAST FL 321646719, PALM COAST, FL 32164-6719

Mortgage

Document Number	0022620414
Date	Feb 28, 2018
Book Page	002262/000414
Instrument	7240

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2033

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (+2.85%) Homeowner's exemption	$150,399 (+6.19%)	$298,220 (+2.52%) Land $53,500 Building $244,720
2024	$1,895.00 (+3.44%)
2023	$1,832.00 (+1.61%) Homeowner's exemption	$141,630 (+3%)	$290,890 (+2.89%) Land $44,000 Building $246,890
2022	$1,803.00 Homeowner's exemption	$137,505	$282,724 Land $43,500 Building $239,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20