14 Pine St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 14 Pine St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,974 sqft · built 1870
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Jan 2024)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:030 B:074`

Property Details

APN / Parcel Number

Primary APN	`GARR M:030 B:074`
Alternative APNs	`M:030 L:074` `1381`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	3,676 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1381
Street Address	14 PINE ST
City	GARDINER
State	ME
Zip	04345-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	74
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	2
Census Block	2020
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 PINE ST, GARDINER, ME 04345-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LINCOLN CAPITAL LLC
May 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NETWORKS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20241549
Deed Book / Page	14967 / 133
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Jan 25, 2024
Property Address	14 PINE ST, GARDINER, ME 04345-2411
Document Number	2024001549
Book / Page	14967 / 133
Instrument Date	Jan 24, 2024
Instrument	2024001549
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1323 HALLOWELL LITCHFIELD RD, WEST GARDINER, ME 04345-3566

Mortgage

Document Number	2024001550
Date	Jan 25, 2024
Instrument	2024001550

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	May 30, 2023
Property Address	14 PINE ST, GARDINER, ME 04345-2411
Document Number	2023008986
Book / Page	14765 / 339
Instrument Date	May 26, 2023
Instrument	2023008986
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 PLYMOUTH ST, PORTLAND, ME 04103-2077

Mortgage

Document Number	2023008987
Date	May 30, 2023
Instrument	2023008987

Lender

Name	LINCOLN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	May 27, 2022
Property Address	14 PINE ST, GARDINER, ME 04345-2411
Document Number	2022012260
Book / Page	14463 / 63
Instrument Date	May 27, 2022
Instrument	2022012260
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 LINCOLN ST, WATERVILLE, ME 04901-4301

Mortgage

Document Number	2022012261
Date	May 27, 2022
Instrument	2022012261

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Nov 28, 2017
Property Address	14 PINE ST, GARDINER, ME 04345-2411
Document Number	2017028089
Book / Page	12786 / 0252
Instrument	2017028089
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017028090
Date	Nov 28, 2017
Instrument	2017028090

Lender

Name	MORTGAGE NETWORKS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+2.71%)	$139,600 (-) Land $25,800 Building $113,800
2024	$3,574.00 (+66.08%)	$139,600 (+53.74%) Land $25,800 Building $113,800	$248,995
2023	$2,152.00 (+6.75%)	$90,800 (-) Land $25,800 Building $65,000
2022	$2,016.00	$90,800 Land $25,800 Building $65,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2003)
Most Recent Claim	Dec 2003 · Severe Storms, Flooding, Snow Melt And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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