Passaic County and Wayne Township property record for 14 Peterson Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,514 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02328-0000-00064-01 |
| Primary APN | 14-02328-0000-00064-01 |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Colonial |
| Lot Area | 23,522 sqft (0.54 acres) |
| Street Address | 14 PETERSON RD |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-4174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2328 |
| Legal Lot Number | 64.1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 PETERSON RD, WAYNE, NJ 07470-4174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Jan 2, 2025 | Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA |
| Apr 19, 2022 | Deed, Transfer UNKNOWN, IMPERIUM TITLE AGENCY LLC |
| Mar 15, 2022 | Intrafamily Transfer, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 14 PETERSON RD, WAYNE, NJ 07470-4174 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 53 SOMMER AVE, STATEN ISLAND, NY 10314-3313 |
| Document Number | 0000031672 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | M18652/138 |
| Instrument | 2023031672 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 14 PETERSON RD, WAYNE, NJ 07470-4174 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 53 SOMMER AVE, STATEN ISLAND, NY 10314-3313 |
| Document Number | 0000000280 |
|---|---|
| Date | Jan 2, 2025 |
| Book Page | M19203/254 |
| Instrument | 2025000280 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 378 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 19, 2022 |
| Property Address | 14 PETERSON RD, WAYNE, NJ 07470-4174 |
| Document Number | 0000021764 |
| Book / Page | D4291 / 57 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022021764 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | UNKNOWN, IMPERIUM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1360 HAMBURG TPKE # 402, 402, WAYNE, NJ 07470-4037 |
| Name | Verified Name |
|---|---|
| Address | PETERSON ROAD, WAYNE, NJ |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 15, 2022 |
| Property Address | 14 PETERSON RD, WAYNE, NJ 07470-4174 |
| Document Number | 0000015407 |
| Book / Page | D4266 / 91 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2022015407 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 38 PETERSON RD, WAYNE, NJ 07470-4174 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,600 (-) Land $108,600 | $108,600 (-) Land $108,600 | |
| 2025 | $6,514.00 (+0.88%) | $108,600 Land $108,600 | $108,600 Land $108,600 |
| 2024 | $6,457.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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