Norfolk County and Dedham Town property record for 14 Pearl St, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,138 sqft · built 1870 |
| Lot Size | 0.155 acres (6,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Aug 2022) |
| Tax Bill | $10,443 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0092 L:0004 |
| Primary APN | DEDH M:0092 L:0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Gross Area | 7,430 sqft |
| 1st Floor Area | 1,676 sqft |
| Attic | Attic |
| Attic Area | 1,116 sqft |
| Basement Area | 2,018 sqft |
| Unfinished Basement | 2,018 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,770 sqft (0.155 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 PEARL ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Lot Number | 4 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 402500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dedham Village Historic District listed 2006 · 247 contributing resources · NRIS 06000785 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
14 Pearl St is owned and occupied by two individuals who bought it in August 2022.
Source: Norfolk County and Dedham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 10, 2022 | Correction Deed |
| Jun 30, 2022 | Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 28, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Book / Page | 40742 / 592 |
| Prior Transfer Date | Aug 9, 2022 |
| Prior Transfer Doc | 040742-592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042082-128 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 42082/128 |
| Instrument | 72349 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Aug 10, 2022 |
| Property Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Document Number | 040742-592 |
| Book / Page | 40742 / 592 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 71335 |
| Record Updated | Aug 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Document Number | 040656-104 |
| Book / Page | 40656 / 104 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 58778 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Document Number | 0000058779 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 58779 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 14 PEARL ST, DEDHAM, MA 02026-4322 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36921-452 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 36921/452 |
| Instrument | 53178 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2020 |
The 2026 property tax bill for 14 Pearl St was $10,443, up 1.2% from the year before.
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,443.00 (+1.15%) | $849,000 (+3.78%) Land $380,900 Building $468,100 | $1,038,572 (-13.83%) |
| 2025 | $10,324.00 (+1.07%) | $818,100 (+0.11%) Land $357,400 Building $460,700 | $1,205,265 (+1.41%) |
| 2024 | $10,215.00 (+13.04%) | $817,200 (+16.11%) Land $343,400 Building $473,800 | $1,188,450 |
| 2023 | $9,037.00 | $703,800 Land $301,300 Building $402,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Pearl St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1978–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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