York County and Saco City property record for 14 Paul St, Saco, ME 04072
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,848 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,700 (Oct 2008) |
| Tax Bill | $6,654 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | C5580R |
| Primary APN | C5580R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | C5580R |
|---|---|
| Street Address | 14 PAUL ST |
| City | SACO |
| State | ME |
| Zip | 04072-1642 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MDR |
| Legal Subdivision | LEXINGTON |
| Legal Lot Number | 92 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5200 |
14 Paul St, a duplex, is owned and occupied by an individual who bought it in October 2008.
Source: York County and Saco City records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 PAUL ST, SACO, ME 04072-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage ATLANTIC REGIONAL FEDERAL CREDIT UNION |
| May 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEGASTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2008 · Amount on File |
| Deed Sale | Oct 21, 2008 · Amount on File |
| Deed Book / Page | 15508 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 21, 2026 |
| Property Address | 14 PAUL ST, SACO, ME 04072-1642 |
| Document Number | 0000036442 |
| Book / Page | 19998 / 737 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202636442 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 PAUL ST, SACO, ME 04072-1642 |
| Document Number | 0000036442, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 19998/737 |
| Instrument | 202636442 |
| Name | ATLANTIC REGIONAL FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 14 PAUL ST, SACO, ME 04072-1642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0182400169 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 18240/169 |
| Instrument | 2020019525 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 14 Paul St was $6,654, up 2.6% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,654.00 (+2.57%) | $468,600 (+1.49%) Land $118,200 Building $350,400 |
| 2024 | $6,487.00 | $461,700 Land $118,200 Building $343,500 |
| 2022 | $6,020.00 | $328,400 Land $90,200 Building $238,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14 Paul St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Paul St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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