14 Panel Ln, Florida, NY 10921 Property Records

Orange County and Warwick Town property record for 14 Panel Ln, Florida, NY 10921

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,725 sqft · built 1978
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2020)
Tax Bill	$12,484 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`335489 8-2-82.2`

Property Details

APN / Parcel Number

Primary APN	`335489 8-2-82.2`
Alternative APNs	`548900800000020822000000` `8-2-82.2` `8-2-82`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Gross Area	3,215 sqft
1st Floor Area	1,534 sqft
2nd Floor Area	1,191 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	1,541 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	8-2-82
Street Address	14 PANEL LN
City	FLORIDA
State	NY
Zip	10921-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00215
Legal Description	PT LT 12 HIGH VIEW PK SEC 3 MAP 4394 & PT LT 7
Legal Block	2
Legal Lot Number	82.20
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3000
Census Tract	14501

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 WICKHAM DR, WARWICK, NY 10990-2108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MID HUDSON VALLEY FCU
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Aug 26, 2020	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 12, 2018	Grant Deed, Transfer · Conventional with PMI GELUK LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	202044430
Deed Book / Page	14792 / 1699
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	14 PANEL LN, FLORIDA, NY 10921-3019
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085336
Date	Dec 13, 2022
Book Page	15348/785
Instrument	20220085336

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2037

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	14 PANEL LN, FLORIDA, NY 10921-3019
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024422
Date	Mar 30, 2022
Book Page	15194/1810
Instrument	20220024422

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 26, 2020
Property Address	14 PANEL LN, FLORIDA, NY 10921-3019
Document Number	0000044430
Book / Page	14792 / 1699
Instrument Date	Aug 18, 2020
Instrument	20200044430
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WICKHAM DR, WARWICK, NY 10990-2108

Mortgage

Document Number	0000044431
Date	Aug 26, 2020
Instrument	20200044431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 12, 2018
Property Address	14 PANEL LN, FLORIDA, NY 10921-3019
Document Number	0000017726
Book / Page	014373 / 000618
Instrument Date	Feb 2, 2018
Instrument	17726
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1418 STERLING BLVD ENGLEWOOD NJ 076314825, ENGLEWOOD, NJ 07631-4825

Mortgage

Document Number	17727
Date	Mar 12, 2018
Book Page	014373/000625
Instrument	17727

Lender

Name	GELUK LP
Address	41 WESTELM CIR, SAN ANTONIO, TX 78230-2641

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2033

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Florida Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,500 (-) Land $14,300 Building $33,200	$565,500 (+10.13%)
2024	$12,484.00
2023		$47,500 (-) Land $14,300 Building $33,200	$513,500 (+17.29%) Land $154,591 Building $358,909
2022		$47,500 Land $14,300 Building $33,200	$437,800 Land $131,801 Building $305,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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