14 Palfrey Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 14 Palfrey Rd, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	6 bd · 4.5 ba · 3,038 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$13,339 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0177 B:0024 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0177 B:0024 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	4,950 sqft
1st Floor Area	1,579 sqft
Basement Area	1,459 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 PALFREY RD
City	GLOUCESTER
State	MA
Zip	01930-1921
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	24
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3009
Census Tract	221300

Owner

14 Palfrey Rd, a duplex, is owned and occupied by an individual who acquired it in August 2025.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HOME LOANS LLC
Sep 11, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit NORWOOD CO-OP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 19, 2025
Transfer Doc	0000661290
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000646508
Date	Sep 6, 2023
Instrument	646508

Lender

Name	NORTHERN HOME LOANS LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 11, 2025
Property Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921
Document Number	0000661290
Instrument Date	Aug 19, 2025
Instrument	661290
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612582
Date	Jun 1, 2020
Instrument	612582

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 PALFREY RD, GLOUCESTER, MA 01930-1921
Document Number	0000578935
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000578935
Date	Jan 3, 2017
Instrument	578935

Lender

Name	NORWOOD CO-OP BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14 Palfrey Rd was $13,339, up 7.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,339.00 (+7.12%)	$1,432,800 (+11.84%) Land $741,700 Building $691,100	$1,170,634
2025	$12,452.00 (+2.53%)	$1,281,100 (+2.64%) Land $687,100 Building $594,000
2024	$12,145.00 (-3.35%)	$1,248,200 (+5.19%) Land $654,200 Building $594,000
2023	$12,566.00	$1,186,600 Land $584,200 Building $602,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Palfrey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Palfrey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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