Bonner County property record for 14 Oxbow Rd, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,776 sqft · built 2022 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,394 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | RP0435901001B0A |
| Primary APN | RP0435901001B0A |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 5,776 sqft Finished Area |
| 1st Floor Area | 6,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,825 sqft (0.524 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 14 OXBOW RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-0540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 31-58N-1E/36-58N-1W GOLDEN TEE ESTS & GOLDEN TEE ESTS 1ST ADD BLK 10 LOT 1B REPLAT CPWRS |
| Legal Range | 01E |
| Legal Township | 58N |
| Legal Section | 31 |
| Legal Subdivision | GOLDEN TEE |
| Legal Block | 10 |
| Legal Lot Number | 1B |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950202 |
Source: Bonner County records · APN RP0435901001B0A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 OXBOW RD, SANDPOINT, ID 83864-0540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 19, 2025 | Warranty Deed, Transfer TITLEONE |
| Jan 05, 2021 | Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2021 |
| Deed Sale | Jan 05, 2021 |
| Prior Sale | Jan 19, 2011 · Amount on Record |
| Deed Document Number | 2021973564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 14 OXBOW RD, SANDPOINT, ID 83864-0540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | UNKNOWN, TITLEONE NORTH IDAHO |
| Name | Verified Name |
|---|---|
| Address | 14 OXBOW RD, SANDPOINT, ID 83864-0540 |
| Document Number | 0001019291 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 1019291 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Dec 19, 2025 |
| Property Address | 14 OXBOW RD, SANDPOINT, ID 83864-0540 |
| Document Number | 0001056348 |
| Map Reference | MB 18 PG 84 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1056348 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 690 SAN RAMON VALLEY BLVD # 344, 344, DANVILLE, CA 94526-4022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 05, 2021 |
| Property Address | 14 OXBOW RD, SANDPOINT, ID 83864-0540 |
| Document Number | 0000973564 |
| Map Reference | MB 8 PG 77 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 973564 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 310 BUCKSKIN RUN, WHITEFISH, MT 59937-8808 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,059,656 (-) | $3,059,656 (-) | |
| 2025 | $11,394.00 (+1,117.31%) | $3,059,656 (+27.72%) Land $311,000 Building $2,748,656 | $3,059,656 (+27.72%) Land $311,000 Building $2,748,656 |
| 2023 | $936.00 | $2,395,686 Land $379,000 Building $2,016,686 | $2,395,686 Land $379,000 Building $2,016,686 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Newmax Fixed Wireless | 100 / 20 |
Based on FCC filings for 26 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IDAHO CLUB private · serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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