14 Owens St, Warwick, RI 02889 Property Records

Warwick City property record for 14 Owens St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,188 sqft · built 1915
Lot Size0.2 acres (8,719 sqft)
Owner2 Trust Names on Record
Tax Bill$4,040 (2025)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone AE (high risk)
APN37603990000

Property Details

APN / Parcel Number

Primary APN37603990000
Alternative APNs
  • WARW M:376 B:0399 L:0000
  • 123380800
  • 149534

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,188 sqft Living Area
Gross Area2,633 sqft
1st Floor Area753 sqft
Basement Area489 sqft
Unfinished Basement489 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,719 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number149534
Street Address14 OWENS ST
CityWARWICK
StateRI
Zip02889-9715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block399
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2032
Census Tract21700

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address14 OWENS ST, WARWICK, RI 02889-9715
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 19, 2024
Transfer Doc010598-112
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address14 OWENS ST, WARWICK, RI 02889-9715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9604-178
DateSep 9, 2020
Book Page9604/178
Instrument13205
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,040.00 (+3.38%)$318,100 (+15.5%) Land $117,400 Building $200,700
2024$346,655
2023$3,908.00 (+7.78%)$275,400 (+42.25%) Land $102,000 Building $173,400
2022$3,626.00$193,600 Land $61,000 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims73 (1978–2024)
Claims Outside the SFHA8 of 73
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Apr 2010 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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