14 Orchard St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 14 Orchard St, Lawrence, MA 01840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,928 sqft · built 1900
Lot Size	0.043 acres (1,860 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Mar 2009)
Tax Bill	$3,387 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`87 0000 0034 A`

Property Details

APN / Parcel Number

Primary APN	`87 0000 0034 A`
Alternative APN	`LAWR M:0087 B:0000 L:0034`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,880 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,860 sqft (0.043 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	87 0000 0034 A
Street Address	14 ORCHARD ST
City	LAWRENCE
State	MA
Zip	01840-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	34
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2004
Census Tract	250900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mechanics Block Historic District listed 1973 · 34 contributing resources · NRIS 73001942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

14 Orchard St is owned and occupied by an individual who bought it in March 2009.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14 ORCHARD ST, LAWRENCE, MA 01840-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALPHA CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALPHA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2009 · Amount on File
Deed Sale	Mar 4, 2009 · Amount on File
Prior Sale	Oct 29, 1993 · Amount on File
Deed Document Number	20095508
Deed Book / Page	11490 / 286
Transfer Doc	11490-286
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	14 ORCHARD ST, LAWRENCE, MA 01840-1716
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018427-185
Date	Oct 31, 2025
Book Page	18427/185
Instrument	19199

Lender

Name	ALPHA CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	14 ORCHARD ST, LAWRENCE, MA 01840-1716
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16888-263
Date	Apr 20, 2021
Book Page	16888/263
Instrument	13217

Lender

Name	ALPHA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 14 Orchard St was $3,387, up 1.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,387.00 (+1.13%)	$392,000 (+3%) Land $74,900 Building $317,100	$442,240 (+24.54%)
2025	$3,349.00 (+5.51%)	$380,600 (+10.93%) Land $74,900 Building $305,700	$355,110
2024	$3,174.00 (+18.7%)	$343,100 (+30.36%) Land $78,700 Building $264,400
2023	$2,674.00	$263,200 Land $76,000 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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