Essex County and Gloucester City property record for 14 Orchard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1900 |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Jun 2025) |
| Tax Bill | $5,028 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0016 B:0020 L:0000 |
| Primary APN | GLOU M:0016 B:0020 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 698 sqft |
| Attic | Attic |
| Attic Area | 638 sqft |
| Basement Area | 638 sqft |
| Unfinished Basement | 638 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,100 sqft (0.094 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 14 ORCHARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 20 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1667 PEARLOTT ST, CHARLESTON, SC 29407-6227 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 18, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2010 · Amount on Record |
| Deed Book / Page | 42782 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 18, 2025 |
| Property Address | 14 ORCHARD ST, GLOUCESTER, MA 01930-3404 |
| Document Number | 042782-204 |
| Book / Page | 42782 / 204 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 20250618002670 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1667 PEARLOTT ST, CHARLESTON, SC 29407-6227 |
| Document Number | 20250618002680 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 20250618002680 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 24, 2021 |
| Property Address | 14 ORCHARD ST, GLOUCESTER, MA 01930-3404 |
| Document Number | 39682-573 |
| Book / Page | 39682 / 573 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 20210324004050 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ORCHARD ST, GLOUCESTER, MA 01930-3404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 14 ORCHARD ST, GLOUCESTER, MA 01930-3404 |
| Document Number | 35810-128 |
| Book / Page | 035810 / 000128 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35810-128 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 035810/000128 |
| Instrument | 1704200135 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,028.00 (+3.82%) | $540,100 (+8.41%) Land $142,000 Building $398,100 | $661,478 (-4.47%) |
| 2025 | $4,843.00 (+2.41%) | $498,200 (+2.51%) Land $131,500 Building $366,700 | $692,455 |
| 2024 | $4,729.00 (+4.49%) | $486,000 (+13.71%) Land $125,200 Building $360,800 | |
| 2023 | $4,526.00 | $427,400 Land $111,800 Building $315,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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