La Plata County property record for 14 Ophir Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,176 sqft · built 2024 |
| Lot Size | 0.285 acres (12,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2022) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2024 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-214-24-007 |
| Primary APN | 5665-214-24-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,799 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Lot Area | 12,421 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 623 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R422677 |
|---|---|
| Street Address | 14 OPHIR DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: SKYRIDGE VILLAGE PH II BLOCK: 10 LOT: 7 14 OPHIR DR DURANGO 81301 |
| Legal Subdivision | SKYRIDGE VILLAGE PH II |
| Legal Phase | 2 |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970800 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Nov 4, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| Sep 12, 2022 | Special Warranty Deed, Transfer TITLE DURANGO LLC, TITLE DURANGO |
| Jun 9, 2021 | Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Jan 14, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 20221215138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001250836 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 1250836 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1255 ESCALANTE DR 8310, 8310, DURANGO, CO 81303-8929 |
| Document Number | 0001237434 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 1237434 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 12, 2022 |
| Property Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001215138 |
| Map Reference | DOC 792623 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 1215138 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE DURANGO LLC, TITLE DURANGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 9, 2021 |
| Property Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001193869 |
| Map Reference | DOC 792623 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 1193869 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 241 HIMALAYA AVE, BROOMFIELD, CO 80020-6050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jan 14, 2021 |
| Property Address | 14 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001185216 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 1185216 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8302 DOGWOOD LN NW GIG HARBOR WA 983326724, GIG HARBOR, WA 98332-6724 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,920 (+218.7%) Land $16,750 Building $48,170 | $1,024,730 (+214.42%) Land $264,380 Building $760,350 | |
| 2025 | $1,078.00 (-60.76%) | $20,370 (-70.2%) Land $16,520 Building $3,850 | $325,910 (+33.03%) Land $264,380 Building $61,530 |
| 2023 | $2,747.00 (+32.19%) | $68,350 (+33.73%) Land $68,350 | $244,990 (+39%) Land $244,990 |
| 2022 | $2,078.00 | $51,110 Land $51,110 | $176,250 Land $176,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures