14 Old Howarth Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 14 Old Howarth Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1970
Lot Size	0.315 acres (13,740 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2008)
Tax Bill	$5,000 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33A B:C10`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33A B:C10`
Alternative APN	`33AC10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,092 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,740 sqft (0.315 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	33AC10
Street Address	14 OLD HOWARTH RD
City	OXFORD
State	MA
Zip	01540-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	C10
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2017
Census Tract	753100

Owner

14 Old Howarth Rd is owned and occupied by an individual who bought it in July 2008.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 OLD HOWARTH RD, OXFORD, MA 01540-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit ALLCOM CREDIT UNION
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit ALLCOM CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2008 · Amount on File
Deed Sale	Jul 15, 2008 · Amount on File
Prior Sale	May 26, 2005 · Amount on File
Deed Document Number	200879917
Deed Book / Page	43090 / 145
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	14 OLD HOWARTH RD, OXFORD, MA 01540-1906
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072098-167
Date	Jun 10, 2025
Book Page	72098/167
Instrument	46507

Lender

Name	ALLCOM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	14 OLD HOWARTH RD, OXFORD, MA 01540-1906
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64515-91
Date	Feb 22, 2021
Book Page	64515/91
Instrument	24634

Lender

Name	ALLCOM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14 Old Howarth Rd was $5,000, up 6.1% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,000.00 (+6.13%)	$408,800 (+9.95%) Land $91,000 Building $317,800	$439,639 (+0.04%)
2025	$4,711.00 (+6.56%)	$371,800 (+13.35%) Land $87,200 Building $284,600	$439,470
2024	$4,421.00 (+4.12%)	$328,000 (+5.36%) Land $83,100 Building $244,900
2023	$4,246.00	$311,300 Land $79,500 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Old Howarth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Old Howarth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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